Blog Posts

Book Review: Eat and Run by Scott Jurek and Steve Friedman

Eat and Run: My Unlikely Journey to Ultramarathon Greatness by Scott Jurek, Steve Friedman I loved Scott’s other book about attempting to set a new fastest known time record on the Appalachian Trail. If I’m going to be honest, this book fell short of my expectations. Maybe because I find vegans to be annoying at … Continue reading Book Review: Eat and Run by Scott Jurek and Steve Friedman

September 2020 No Spend

September 1st Total Cash: $9,288.12 Liquid Investments: $3,000.39 (3 Month CD – Matures 9/30) Savings Goal: $15,000.00 Money Left to Save: $2,711.49 Current Car Debt: $12,058.32 Current Student Loan Debt: $46,010.21 Last month I planned to pay an extra $750 on my student loans starting this month. Well, I paid extra on debt but I … Continue reading September 2020 No Spend

Best Planner for 2021

I don’t know about you but I’m ready for 2021. With the new year comes a new paper planner. Maybe I’m a unicorn of a millennial because I still use a paper planner but I don’t care. Each year I search the stores and the internet for the PERFECT PAPER PLANNER. I’m talking it gets … Continue reading Best Planner for 2021

How Many Forks Do I Have?

It’s really interesting to sit back and observe humans. We all seem to be focused on being the best runner, the best employee, the best partner, the best minimalist, the best blah blah blah. We will search the internet for definitions and how to’s and tips/tricks in order to be the best. We act like … Continue reading How Many Forks Do I Have?

31 Day Declutter Challenge

If you have read any of my posts, you know I love to declutter, remove the excess, and pay off debt. I also love to listen to decuttering/organizing/debt pay off podcasts and read books on the same topics. There are a lot of decluttering challenges out there. Most of them focus on the stuff. The … Continue reading 31 Day Declutter Challenge

Budget Monday

Mondays can be rough. First day of the work week. First day back from the weekend. Monday. Ugg. Emails. Meetings. To do’s. OMG. But for me it’s Budget Monday! I love Budget Monday! I love my budget! So what happens on Budget Monday? Every single Monday morning I open up our excel budget and review … Continue reading Budget Monday

Nesting this Fall

Recently I have had this intense sense to declutter, clean, re-organize, and turn our house upside down. These feelings usually happen with the change of season. Typically my seasons follow the astronomical seasons or equinoxes, which all started with a roof top fall equinox guided meditation. Around each equinox I also smudge sage. It marks … Continue reading Nesting this Fall

August 2020 No Spend Recap

August 1st Total Cash: $7,312.84 Liquid Investments: $3,000.57 (3 Month CD) Savings Goal: $15,000.00 Money Left to Save: $4,686.59 Current Car Debt: $12,232.04 Current Student Loan Debt: $46,251.38 August started with high hopes with going back to the salon part time and working Saturdays. I really missed the creative part of being a hair stylist. … Continue reading August 2020 No Spend Recap

Book Review: America’s Cheapest Family by Steve and Annette Economides

Is it possible to grocery shop only once a month and spend $350 for a family of seven? Before you look at your current grocery budget, it is important to note that the $350 in 2007 equals $458.19 in 2020. “According to the U.S. Bureau of Labor Statistics, prices for food were 30.91% higher in 2020 versus 2007 (a … Continue reading Book Review: America’s Cheapest Family by Steve and Annette Economides

Mr. BMM Learns to Cut Hair

Have you ever received a terrible haircut and had to have someone help you fix it? I have received so many unwanted mullets and terrible hair cuts that I lost track of the numbers and people responsible. I mean how on earth does it happen when I specifically state I want it a little shorter … Continue reading Mr. BMM Learns to Cut Hair

July 2020 No Spend Recap

2020 GOAL: $4,000 for ROTH IRA + $11,000 in SAVINGS = When I Can Start Paying Extra on Debt July 1st Total Cash: $6,087.35‬ Liquid Investments: $3,000.00 (3 Month CD) Savings Goal: $15,000.00 Money Left to Save: $5,913.00 Current Car Debt: $12,707.04 Current Student Loan Debt: $46,418.57 July certainly came in like a wrecking ball … Continue reading July 2020 No Spend Recap

Operation Staycation 2020

With all things 2020, global pandemic, killer hornets, and possibly aliens right around the corner, we decided to have a staycation this summer. We are focusing on what we are gaining rather than focusing on what we are losing. Sure we don’t get to check out a new place this year. We don’t have to … Continue reading Operation Staycation 2020

Plastic Free July

Adios plastic wrap! Mr. BMM just had to deal with a situation where you would have worked but instead he opted for foil (because I hid the plastic wrap). Anyone want a half used box of plastic wrap? I am so inspired by all of the blog posts and Instagram pictures supporting plastic free July. … Continue reading Plastic Free July

Personal Freedom

Where did BMM go? I am here!!! I got some news this weekend that was bitter sweet and completely blocked my mind from writing. See for the past 26 years (yep it started when I was a small child) I have been trying to break away from some really bad people. On July 4th, I … Continue reading Personal Freedom

Book Review: Playing with FIRE by Scott Rieckens

Playing with FIRE (Financial Independence Retire Early): How Far Would You Go for Financial Freedom? by Scott Rieckens Again the reviews on Goodreads seem to be focused on the Rieckens’ household income of $142,000 per year. Let’s put some things into perspective. The median (not the average but the family in the middle’s) household income … Continue reading Book Review: Playing with FIRE by Scott Rieckens

June 2020 No Spend Recap

2020 GOAL: $4,000 for ROTH IRA + $11,000 in SAVINGS = When I Can Start Paying Extra on Debt June 1st Total Cash: $6,348.00* Corrected to include my mutual fund Savings Goal: $15,000.00 Money Left to Save: $9,100.63 Current Car Debt: $12,927.67 Current Student Loan Debt: $46,581.24 During this month I refinanced my car and … Continue reading June 2020 No Spend Recap

Oops. I Shopped.

Over the past 18 months, I have been on a no shopping ban. It has been wildly successful by getting my finances on track to build an emergency fund, fund a Roth-IRA, and pay off debt. And things were going great. Yesterday I shopped. I did not shop from my approved shopping list or from … Continue reading Oops. I Shopped.