The beautiful author of Mind. Beauty. Simplicity wrote The 10 Misconceptions of Being A Minimalist last week. I love that she wrote about this topic. Oftentimes people spend a little bit of time observing me, noticing that I only wear black dresses to work, and rarely, if ever, talk about any shopping besides grocery shopping. … Continue reading Minimalists are *FILL IN THE BLANK* – Are you Sure?
It’s been a while since I wrote a financial update after switching from saving to paying off debt. Pour yourself a cup of tea and let’s catch up. What Happened with My Tax Bill? The first weekend in February I did our taxes and found out that I personally owed $2,462 by April 15. I … Continue reading No Spend April 2021 Update
A coworker just busted into my office yesterday with the biggest smile on her face that I have ever seen. Her credit score just went up from 600 to 700!!! She explained that her goal is to pay off all of her debt, $5,000 in total, this year. She desperately wants to have an excellent … Continue reading When You Stop Normalizing Debt and Start Normalizing Paying Off Debt
Earlier this month I announced that I would go the entire month of March without Instagram all thanks to reading Give It Up! by Mary Carlomagno. Overall it was nice to step away from Instagram and reevaluate my interactions with the platform. I found that I used Instagram when I was bored. I would mindlessly … Continue reading Wrapping Up My No Instagram for March Challenge
Working in finance, while totally nerdy, is actually quite comical when you have it together. By saying having it together, I’m not saying that you are 100% debt free and retired at the ripe old age of 25, I’m saying that you are working towards building wealth for retirement, you’re paying off debt, you contribute … Continue reading Lots of Shoes and No Retirement
If only I didn't have debt, I could work part time. PART TIME! I could get a whole 20 hours back plus travel plus time getting ready for work if I didn't have debt. How did I come to this conclusion? Well I took my budget, added categories so that I could group my expenses … Continue reading If Only I Didn’t Have Debt…
What makes someone rich, Boomer? It’s a question that has been on my mind. Here in the United States a stimulus package was just passed. The government says you are rich if you make $80,000 as a single person or $160,000 as a married couple. If your income is above that amount, you receive $0 … Continue reading Boomer, What Makes Someone Rich?
The Psychology of Money: Timeless Lessons on Wealth, Greed, and Happiness 5 star review! The author did a fabulous job explaining the psychology behind how people arrive at making their own money decisions. I enjoyed reading a recently released book that focused on facts but did not over do the facts and references. Wonderful balance. … Continue reading Book Review: The Psychology of Money by Morgan Housel
Earlier this year I announced my HUGE #Save21 goal. This goal was decided during a run where my endorphins were pretty high. It’s so big that it made me nervous to announce. Back in December, I decided to save $21,000 in a non-retirement account. Each week I have been slowly investing money into my new … Continue reading No Spend and #Save21 Update
It’s the BMM 2nd Blog-A-Versary Happy Blog-A-Versary to the Beautiful Minimal Millennial! After reflecting on the past year, let’s all agree it’s been a crazy year! Nobody ever would have guessed that the world would have shut down, lives turned upside down and sideways, and we are all living a new normal. I know that … Continue reading Guess what day it is!?!?!?!