Minimalists and millennials killed so may things over the past decade or so. I figured it was time to write a list of things that I refused to buy and likely contributed to their ultimate demise. Yet I'm fairly certain that these things are still available for purchase. Napkins. More specifically paper napkins. We need … Continue reading 8 Things I Refuse to Buy as a Minimalist
Working in finance, while totally nerdy, is actually quite comical when you have it together. By saying having it together, I’m not saying that you are 100% debt free and retired at the ripe old age of 25, I’m saying that you are working towards building wealth for retirement, you’re paying off debt, you contribute … Continue reading Lots of Shoes and No Retirement
If only I didn't have debt, I could work part time. PART TIME! I could get a whole 20 hours back plus travel plus time getting ready for work if I didn't have debt. How did I come to this conclusion? Well I took my budget, added categories so that I could group my expenses … Continue reading If Only I Didn’t Have Debt…
What makes someone rich, Boomer? It’s a question that has been on my mind. Here in the United States a stimulus package was just passed. The government says you are rich if you make $80,000 as a single person or $160,000 as a married couple. If your income is above that amount, you receive $0 … Continue reading Boomer, What Makes Someone Rich?
The Psychology of Money: Timeless Lessons on Wealth, Greed, and Happiness 5 star review! The author did a fabulous job explaining the psychology behind how people arrive at making their own money decisions. I enjoyed reading a recently released book that focused on facts but did not over do the facts and references. Wonderful balance. … Continue reading Book Review: The Psychology of Money by Morgan Housel
Earlier this year I announced my HUGE #Save21 goal. This goal was decided during a run where my endorphins were pretty high. It’s so big that it made me nervous to announce. Back in December, I decided to save $21,000 in a non-retirement account. Each week I have been slowly investing money into my new … Continue reading No Spend and #Save21 Update
It’s the BMM 2nd Blog-A-Versary Happy Blog-A-Versary to the Beautiful Minimal Millennial! After reflecting on the past year, let’s all agree it’s been a crazy year! Nobody ever would have guessed that the world would have shut down, lives turned upside down and sideways, and we are all living a new normal. I know that … Continue reading Guess what day it is!?!?!?!
Last week the beautiful and amazing, Katie Coughran, mentioned my three year no spend challenge on her podcast, How to be a Minimalist. She discussed her plans to start her own no spend year. While Katie and I have different approaches to a no spend year, both are equally as awesome. Both approaches get us … Continue reading How to Do a No Spend Year
Last week I wrote about discovering my personal WHY on Financial Independence (FI). I am working towards financial independence because I'm sick and tired of business leaders making less than smart decisions causing employees to pay the ultimate price through job eliminations, pay freezes, and reduction in benefits, then turn around and complain that they … Continue reading Financial Independence (FI) Decisions: Cutting My 401(k)
Over the years I have written about paying off debt, building an emergency fund, and decluttering/simplifying my life. And for those years I felt that I was missing the "why" in my story. Why do I want financial independence so badly? Why have I given up two and going on three years of shopping? Why … Continue reading Financial Independence: My Why