Earlier this month I announced that I would go the entire month of March without Instagram all thanks to reading Give It Up! by Mary Carlomagno. Overall it was nice to step away from Instagram and reevaluate my interactions with the platform. I found that I used Instagram when I was bored. I would mindlessly … Continue reading Wrapping Up My No Instagram for March Challenge
Recently I was chatting with my boss about how someone may be incentivized to either over or under state their budget in order to receive a financial incentive or bonus. My boss stated that there are no bonuses this year so nobody would be incentivized to over or under state their budget. I disagreed with … Continue reading Is There A Difference Between Financial Incentive And Ego?
Minimalists and millennials killed so may things over the past decade or so. I figured it was time to write a list of things that I refused to buy and likely contributed to their ultimate demise. Yet I'm fairly certain that these things are still available for purchase. Napkins. More specifically paper napkins. We need … Continue reading 8 Things I Refuse to Buy as a Minimalist
Working in finance, while totally nerdy, is actually quite comical when you have it together. By saying having it together, I’m not saying that you are 100% debt free and retired at the ripe old age of 25, I’m saying that you are working towards building wealth for retirement, you’re paying off debt, you contribute … Continue reading Lots of Shoes and No Retirement
If only I didn't have debt, I could work part time. PART TIME! I could get a whole 20 hours back plus travel plus time getting ready for work if I didn't have debt. How did I come to this conclusion? Well I took my budget, added categories so that I could group my expenses … Continue reading If Only I Didn’t Have Debt…
What makes someone rich, Boomer? It’s a question that has been on my mind. Here in the United States a stimulus package was just passed. The government says you are rich if you make $80,000 as a single person or $160,000 as a married couple. If your income is above that amount, you receive $0 … Continue reading Boomer, What Makes Someone Rich?
The Psychology of Money: Timeless Lessons on Wealth, Greed, and Happiness 5 star review! The author did a fabulous job explaining the psychology behind how people arrive at making their own money decisions. I enjoyed reading a recently released book that focused on facts but did not over do the facts and references. Wonderful balance. … Continue reading Book Review: The Psychology of Money by Morgan Housel
Earlier this year I announced my HUGE #Save21 goal. This goal was decided during a run where my endorphins were pretty high. It’s so big that it made me nervous to announce. Back in December, I decided to save $21,000 in a non-retirement account. Each week I have been slowly investing money into my new … Continue reading No Spend and #Save21 Update
It’s the BMM 2nd Blog-A-Versary Happy Blog-A-Versary to the Beautiful Minimal Millennial! After reflecting on the past year, let’s all agree it’s been a crazy year! Nobody ever would have guessed that the world would have shut down, lives turned upside down and sideways, and we are all living a new normal. I know that … Continue reading Guess what day it is!?!?!?!
Full disclosure. I read this book for an online book club and as a result I tried to finish the book. If it wasn’t for the book club, I never would have attempted to finish this book. About halfway through the book I started to skim. And then I gave up because I realized that … Continue reading Book Review: I Will Teach You to Be Rich by Ramit Sethi