Back in March we were sent home with the hopes of returning back to the office in two weeks. Those two weeks turned into another month at home and yet another month and another month. Just last week they announced we won't be going back until January. I personally think that is a bit too … Continue reading Working From Home – Tips For Saving Money
2020 GOAL: $4,000 for ROTH IRA + $11,000 in SAVINGS = When I Can Start Paying Extra on Debt July 1st Total Cash: $6,087.35Liquid Investments: $3,000.00 (3 Month CD)Savings Goal: $15,000.00Money Left to Save: $5,913.00Current Car Debt: $12,707.04Current Student Loan Debt: $46,418.57 July certainly came in like a wrecking ball and out like a hot … Continue reading July 2020 No Spend Recap
I love running and I love training with a trainer. Two years ago when I started my no-spend year (now years) I made it a point that fitness is a top priority. I would forego the Spotify membership in an effort cut expenses/save money/pay off debt without hesitation. But the gym membership, running shoes, and … Continue reading Finding Discounts – Gym Membership and Saving $$$
Just finished listening to a special Patron episode of How to Be a Minimalist where Katie discussed what to do when you are the only minimalist in your home. She offered some great tips. It got me thinking about my journey to minimalism and how I converted Mr. BMM. To give some background on Mr. … Continue reading How to Convert Others To Minimalism
During our Operation Staycation 2020, Mr. BMM and I got to talking about paying off debt. We asked each other a lot of questions. During our walks we asked "How do you feel about debt?" During car rides we asked "When do you want to be out of debt?" While relaxing around the house we … Continue reading Paying of House Debt in Less than 5 Years
Today is currently Sunday and it is day 9 of our Operation Staycation 2020 adventures. While I'm not looking forward to going back to work tomorrow morning, I have to admit that I haven't been more relaxed after a vacation than this one. Yesterday Mr. BMM and I were chatting about how much fun we … Continue reading Update: Operation Staycation 2020
Recently I have been wondering why I haven't been drawn to purchasing anything new. No new decorations for the house. No new kitchen appliances or gadgets. No new clothes or shoes. Nothing except for food and replacements to broken well used things. Then I heard about the Diderot Effect. A light bulb went off. When … Continue reading Why We Shop: Have You Met Diderot?
Adios plastic wrap! Mr. BMM just had to deal with a situation where you would have worked but instead he opted for foil (because I hid the plastic wrap). Anyone want a half used box of plastic wrap? I am so inspired by all of the blog posts and Instagram pictures supporting plastic free July. … Continue reading Plastic Free July
2020 GOAL: $4,000 for ROTH IRA + $11,000 in SAVINGS = When I Can Start Paying Extra on Debt June 1st Total Cash: $6,348.00* Corrected to include my mutual fundSavings Goal: $15,000.00Money Left to Save: $9,100.63Current Car Debt: $12,927.67Current Student Loan Debt: $46,581.24 During this month I refinanced my car and my student loan debt … Continue reading June 2020 No Spend Recap
Over the past 18 months, I have been on a no shopping ban. It has been wildly successful by getting my finances on track to build an emergency fund, fund a Roth-IRA, and pay off debt. And things were going great. Yesterday I shopped. I did not shop from my approved shopping list or from … Continue reading Oops. I Shopped.