No Spend and #Save21 Update

Earlier this year I announced my HUGE #Save21 goal. This goal was decided during a run where my endorphins were pretty high. It’s so big that it made me nervous to announce. Back in December, I decided to save $21,000 in a non-retirement account. Each week I have been slowly investing money into my new … Continue reading No Spend and #Save21 Update

March 2021 Experiment: Inspired by Give it Up! by Mary Carlomagno

Could you imagine going a whole month without alcohol, shopping, elevators, newspapers, cellphones, dining out, television, taxis, coffee, cursing, chocolate, or multitasking? That's what Mary Carlomagno, author of Give It Up!: My Year of Learning to Live Better did. She lived January without alcohol, February without shopping, March without elevators, and so on. Inspired by … Continue reading March 2021 Experiment: Inspired by Give it Up! by Mary Carlomagno

Guess what day it is!?!?!?!

It’s the BMM 2nd Blog-A-Versary Happy Blog-A-Versary to the Beautiful Minimal Millennial! After reflecting on the past year, let’s all agree it’s been a crazy year!  Nobody ever would have guessed that the world would have shut down, lives turned upside down and sideways, and we are all living a new normal.  I know that … Continue reading Guess what day it is!?!?!?!

Financial Independence (FI) Decisions: Cutting My 401(k)

Last week I wrote about discovering my personal WHY on Financial Independence (FI). I am working towards financial independence because I'm sick and tired of business leaders making less than smart decisions causing employees to pay the ultimate price through job eliminations, pay freezes, and reduction in benefits, then turn around and complain that they … Continue reading Financial Independence (FI) Decisions: Cutting My 401(k)

Why Politics and Personal Finance/Declutter Comments Don’t Work Together

Recently I have been noticing a lot more personal finance/declutter bloggers/podcasters commenting on politics. Some agree with my political point of view and some disagree with my political point of view. For those that are going political on their blogs/podcasts, you do you. I’m not going to be part of it. You may notice that … Continue reading Why Politics and Personal Finance/Declutter Comments Don’t Work Together

Moving my Emergency Fund

After listening and then pondering Episode 66 of the ChooseFI podcast, Big Ern got me thinking about my cash emergency fund. Big Ern outlined how to pay for an emergency in the event your emergency fund is not sitting under your mattress (essentially). Ok. Ok. He didn’t mentioned storing your cash under your mattress but … Continue reading Moving my Emergency Fund