July 2020 No Spend Recap

2020 GOAL: $4,000 for ROTH IRA + $11,000 in SAVINGS = When I Can Start Paying Extra on Debt July 1st Total Cash: $6,087.35‬Liquid Investments: $3,000.00 (3 Month CD)Savings Goal: $15,000.00Money Left to Save: $5,913.00Current Car Debt: $12,707.04Current Student Loan Debt: $46,418.57 July certainly came in like a wrecking ball and out like a hot … Continue reading July 2020 No Spend Recap

Finding Discounts – Gym Membership and Saving $$$

I love running and I love training with a trainer. Two years ago when I started my no-spend year (now years) I made it a point that fitness is a top priority. I would forego the Spotify membership in an effort cut expenses/save money/pay off debt without hesitation. But the gym membership, running shoes, and … Continue reading Finding Discounts – Gym Membership and Saving $$$

Paying of House Debt in Less than 5 Years

During our Operation Staycation 2020, Mr. BMM and I got to talking about paying off debt. We asked each other a lot of questions. During our walks we asked "How do you feel about debt?" During car rides we asked "When do you want to be out of debt?" While relaxing around the house we … Continue reading Paying of House Debt in Less than 5 Years

Why We Shop: Have You Met Diderot?

Recently I have been wondering why I haven't been drawn to purchasing anything new. No new decorations for the house. No new kitchen appliances or gadgets. No new clothes or shoes. Nothing except for food and replacements to broken well used things. Then I heard about the Diderot Effect. A light bulb went off. When … Continue reading Why We Shop: Have You Met Diderot?

June 2020 No Spend Recap

2020 GOAL: $4,000 for ROTH IRA + $11,000 in SAVINGS = When I Can Start Paying Extra on Debt June 1st Total Cash: $6,348.00* Corrected to include my mutual fundSavings Goal: $15,000.00Money Left to Save: $9,100.63Current Car Debt: $12,927.67Current Student Loan Debt: $46,581.24 During this month I refinanced my car and my student loan debt … Continue reading June 2020 No Spend Recap