Well another month and another update on my No Spend Challenge for 2020. Let me be honest, I almost caved in for a new bag. Almost. However, I finally figured out how to repair my current bag for $5! I love this back, I fit the usual items, plus gym clothes, and literally carry about … Continue reading February 2020 No Spend Recap
This little blog called the Beautiful Minimal Millennial is celebrating its first anniversary. I started this blog to keep me honest with my spending habits and help me build better money habits. I will be honest, growing up I remember two financial phases. The first phase was frugal, coupon clipping, and watching every penny come … Continue reading Happy One Year Anniversary to the Beautiful Minimal Millennial
It’s that time of year when I do my taxes and nearly puke because 63% of my student loan payments went to interest and I got back less than one month's payment on my taxes. I’m pissed! Student loan interest rates are insane! You cannot avoid paying your student loans unless you die. The government … Continue reading Student Loans for Millennials: How I Plan to Keep $23,000 (of Interest) Rather than Pay Lenders
In 2019 I set out to save money. Check out how that worked out.
Confession: Bought 5 dresses from ThredUp and Brad Thor's new book, Backlash, all for free. Free because I used my credit card reward points that I earned by purchasing only approved items. However, I felt the urge to slip into the shopping. I just cashed out all of my rewards. The temptation is too great. … Continue reading Savings Goal Update: June 2019
I double checked and triple checked the numbers. The results are in that I saved 261% of my goal! It took a couple days for that to sink in. I am now 2% away from achieving my emergency fund goal. After thinking my finances through, I decided that once my emergency fund is at my … Continue reading Savings Goal Update: May 2019
My month started with the "How on earth did I get a food stain on my dress???" After I KonMari'd/ Project 333'd my wardrobe, this stain was a huge problem for me. I only wear black or mostly black dresses. Now I needed to replace my black and white stripped dress. Problem solved! ThredUp had … Continue reading Savings Goal Update: April 2019