Why Politics and Personal Finance/Declutter Comments Don’t Work Together

Recently I have been noticing a lot more personal finance/declutter bloggers/podcasters commenting on politics. Some agree with my political point of view and some disagree with my political point of view. For those that are going political on their blogs/podcasts, you do you. I’m not going to be part of it. You may notice that … Continue reading Why Politics and Personal Finance/Declutter Comments Don’t Work Together

Moving my Emergency Fund

After listening and then pondering Episode 66 of the ChooseFI podcast, Big Ern got me thinking about my cash emergency fund. Big Ern outlined how to pay for an emergency in the event your emergency fund is not sitting under your mattress (essentially). Ok. Ok. He didn’t mentioned storing your cash under your mattress but … Continue reading Moving my Emergency Fund

November 2020 No Spend Update

It's getting hot in here! My debt pay off is on fire! Every extra dollar not spent on necessities or allocated to savings is going right towards my car! November 1st Total Cash: $2,845.52High Yield Savings Account: $3,001.53Mutual Fund: $2,694.69Current Car Debt: $5,840.46Current Student Loan Debt: $45,644.12 November has been a good month. I celebrated … Continue reading November 2020 No Spend Update

September 2020 No Spend

September 1st Total Cash: $9,288.12Liquid Investments: $3,000.39 (3 Month CD – Matures 9/30)Savings Goal: $15,000.00Money Left to Save: $2,711.49Current Car Debt: $12,058.32Current Student Loan Debt: $46,010.21 Last month I planned to pay an extra $750 on my student loans starting this month. Well, I paid extra on debt but I put it towards my car. … Continue reading September 2020 No Spend

August 2020 No Spend Recap

August 1st Total Cash: $7,312.84Liquid Investments: $3,000.57 (3 Month CD)Savings Goal: $15,000.00Money Left to Save: $4,686.59Current Car Debt: $12,232.04Current Student Loan Debt: $46,251.38 August started with high hopes with going back to the salon part time and working Saturdays. I really missed the creative part of being a hair stylist. Typically salons pay between 40-60% … Continue reading August 2020 No Spend Recap

July 2020 No Spend Recap

2020 GOAL: $4,000 for ROTH IRA + $11,000 in SAVINGS = When I Can Start Paying Extra on Debt July 1st Total Cash: $6,087.35‬Liquid Investments: $3,000.00 (3 Month CD)Savings Goal: $15,000.00Money Left to Save: $5,913.00Current Car Debt: $12,707.04Current Student Loan Debt: $46,418.57 July certainly came in like a wrecking ball and out like a hot … Continue reading July 2020 No Spend Recap

Paying of House Debt in Less than 5 Years

During our Operation Staycation 2020, Mr. BMM and I got to talking about paying off debt. We asked each other a lot of questions. During our walks we asked "How do you feel about debt?" During car rides we asked "When do you want to be out of debt?" While relaxing around the house we … Continue reading Paying of House Debt in Less than 5 Years