Happy One Year Anniversary to the Beautiful Minimal Millennial

This little blog called the Beautiful Minimal Millennial is celebrating its first anniversary. I started this blog to keep me honest with my spending habits and help me build better money habits. I will be honest, growing up I remember two financial phases. The first phase was frugal, coupon clipping, and watching every penny come … Continue reading Happy One Year Anniversary to the Beautiful Minimal Millennial

Student Loans for Millennials:  How I Plan to Keep $23,000 (of Interest) Rather than Pay Lenders

It’s that time of year when I do my taxes and nearly puke because 63% of my student loan payments went to interest and I got back less than one month's payment on my taxes. I’m pissed! Student loan interest rates are insane! You cannot avoid paying your student loans unless you die. The government … Continue reading Student Loans for Millennials:  How I Plan to Keep $23,000 (of Interest) Rather than Pay Lenders

The Beginning: Savings Goal Update for January 2019

January started off a bit rocky and harder than I expected. I found myself trying to convince my husband to spend money jointly, which did not work at all since he could not understand why a working Ninja needed replaced. Then all of a sudden I felt that I needed a new wardrobe despite the … Continue reading The Beginning: Savings Goal Update for January 2019