June 2020 No Spend Recap

2020 GOAL: $4,000 for ROTH IRA + $11,000 in SAVINGS = When I Can Start Paying Extra on Debt June 1st Total Cash: $6,348.00* Corrected to include my mutual fundSavings Goal: $15,000.00Money Left to Save: $9,100.63Current Car Debt: $12,927.67Current Student Loan Debt: $46,581.24 During this month I refinanced my car and my student loan debt … Continue reading June 2020 No Spend Recap

Minimalist Adventures in May

My goodness it feels marvelous to get back to my minimalist way of life. After life exploded in March and April and with me finally coming to terms with our current situation, I was able to return to my form of minimalism. And it feels so damn good! My savings is back on track with … Continue reading Minimalist Adventures in May

Happy One Year Anniversary to the Beautiful Minimal Millennial

This little blog called the Beautiful Minimal Millennial is celebrating its first anniversary. I started this blog to keep me honest with my spending habits and help me build better money habits. I will be honest, growing up I remember two financial phases. The first phase was frugal, coupon clipping, and watching every penny come … Continue reading Happy One Year Anniversary to the Beautiful Minimal Millennial

Student Loans for Millennials:  How I Plan to Keep $23,000 (of Interest) Rather than Pay Lenders

It’s that time of year when I do my taxes and nearly puke because 63% of my student loan payments went to interest and I got back less than one month's payment on my taxes. I’m pissed! Student loan interest rates are insane! You cannot avoid paying your student loans unless you die. The government … Continue reading Student Loans for Millennials:  How I Plan to Keep $23,000 (of Interest) Rather than Pay Lenders