September 2020 No Spend

September 1st Total Cash: $9,288.12Liquid Investments: $3,000.39 (3 Month CD – Matures 9/30)Savings Goal: $15,000.00Money Left to Save: $2,711.49Current Car Debt: $12,058.32Current Student Loan Debt: $46,010.21 Last month I planned to pay an extra $750 on my student loans starting this month. Well, I paid extra on debt but I put it towards my car. … Continue reading September 2020 No Spend

August 2020 No Spend Recap

August 1st Total Cash: $7,312.84Liquid Investments: $3,000.57 (3 Month CD)Savings Goal: $15,000.00Money Left to Save: $4,686.59Current Car Debt: $12,232.04Current Student Loan Debt: $46,251.38 August started with high hopes with going back to the salon part time and working Saturdays. I really missed the creative part of being a hair stylist. Typically salons pay between 40-60% … Continue reading August 2020 No Spend Recap

July 2020 No Spend Recap

2020 GOAL: $4,000 for ROTH IRA + $11,000 in SAVINGS = When I Can Start Paying Extra on Debt July 1st Total Cash: $6,087.35‬Liquid Investments: $3,000.00 (3 Month CD)Savings Goal: $15,000.00Money Left to Save: $5,913.00Current Car Debt: $12,707.04Current Student Loan Debt: $46,418.57 July certainly came in like a wrecking ball and out like a hot … Continue reading July 2020 No Spend Recap

Paying of House Debt in Less than 5 Years

During our Operation Staycation 2020, Mr. BMM and I got to talking about paying off debt. We asked each other a lot of questions. During our walks we asked "How do you feel about debt?" During car rides we asked "When do you want to be out of debt?" While relaxing around the house we … Continue reading Paying of House Debt in Less than 5 Years

June 2020 No Spend Recap

2020 GOAL: $4,000 for ROTH IRA + $11,000 in SAVINGS = When I Can Start Paying Extra on Debt June 1st Total Cash: $6,348.00* Corrected to include my mutual fundSavings Goal: $15,000.00Money Left to Save: $9,100.63Current Car Debt: $12,927.67Current Student Loan Debt: $46,581.24 During this month I refinanced my car and my student loan debt … Continue reading June 2020 No Spend Recap

Minimalist Adventures in May

My goodness it feels marvelous to get back to my minimalist way of life. After life exploded in March and April and with me finally coming to terms with our current situation, I was able to return to my form of minimalism. And it feels so damn good! My savings is back on track with … Continue reading Minimalist Adventures in May