High Yield Savings Account: Emergency Fund

Last week I posted a huge announcement on the Beautiful.Minimal.Millennial Instagram account. It's really huge. Like make the biggest extra payment ever in my life HUGE! Well that just happened last night. Mr. BMM and I were on a walk talking about finances and paying down debt. He made a suggestion on the order that … Continue reading High Yield Savings Account: Emergency Fund

August 2020 No Spend Recap

August 1st Total Cash: $7,312.84Liquid Investments: $3,000.57 (3 Month CD)Savings Goal: $15,000.00Money Left to Save: $4,686.59Current Car Debt: $12,232.04Current Student Loan Debt: $46,251.38 August started with high hopes with going back to the salon part time and working Saturdays. I really missed the creative part of being a hair stylist. Typically salons pay between 40-60% … Continue reading August 2020 No Spend Recap

July 2020 No Spend Recap

2020 GOAL: $4,000 for ROTH IRA + $11,000 in SAVINGS = When I Can Start Paying Extra on Debt July 1st Total Cash: $6,087.35‬Liquid Investments: $3,000.00 (3 Month CD)Savings Goal: $15,000.00Money Left to Save: $5,913.00Current Car Debt: $12,707.04Current Student Loan Debt: $46,418.57 July certainly came in like a wrecking ball and out like a hot … Continue reading July 2020 No Spend Recap

Finding Discounts – Gym Membership and Saving $$$

I love running and I love training with a trainer. Two years ago when I started my no-spend year (now years) I made it a point that fitness is a top priority. I would forego the Spotify membership in an effort cut expenses/save money/pay off debt without hesitation. But the gym membership, running shoes, and … Continue reading Finding Discounts – Gym Membership and Saving $$$

Paying of House Debt in Less than 5 Years

During our Operation Staycation 2020, Mr. BMM and I got to talking about paying off debt. We asked each other a lot of questions. During our walks we asked "How do you feel about debt?" During car rides we asked "When do you want to be out of debt?" While relaxing around the house we … Continue reading Paying of House Debt in Less than 5 Years