Why Politics and Personal Finance/Declutter Comments Don’t Work Together

Recently I have been noticing a lot more personal finance/declutter bloggers/podcasters commenting on politics. Some agree with my political point of view and some disagree with my political point of view. For those that are going political on their blogs/podcasts, you do you. I’m not going to be part of it. You may notice that … Continue reading Why Politics and Personal Finance/Declutter Comments Don’t Work Together

Moving my Emergency Fund

After listening and then pondering Episode 66 of the ChooseFI podcast, Big Ern got me thinking about my cash emergency fund. Big Ern outlined how to pay for an emergency in the event your emergency fund is not sitting under your mattress (essentially). Ok. Ok. He didn’t mentioned storing your cash under your mattress but … Continue reading Moving my Emergency Fund

Why You All Need Budgets

In my new role that I started in October, I am the official manager of financial planning and analysis. Basically I’m in charge of budgeting, forecasting, and solving problems with data. The hardest part about my job is seeing the frivolous spending while I see the bottom line get worse with each additional expense. Let’s … Continue reading Why You All Need Budgets

How to Earn a Post Tax Raise in One Simple Step

I'm still checking my bank account every day to be sure that I really did pay my car loan off earlier this month. I'm shocked. I'm surprised. And I'm pretty sure this makes me a total badass! You know what I also got this month? A POST TAX RAISE. That's right. See I was previously … Continue reading How to Earn a Post Tax Raise in One Simple Step

High Yield Savings Account: Emergency Fund

Last week I posted a huge announcement on the Beautiful.Minimal.Millennial Instagram account. It's really huge. Like make the biggest extra payment ever in my life HUGE! Well that just happened last night. Mr. BMM and I were on a walk talking about finances and paying down debt. He made a suggestion on the order that … Continue reading High Yield Savings Account: Emergency Fund

August 2020 No Spend Recap

August 1st Total Cash: $7,312.84Liquid Investments: $3,000.57 (3 Month CD)Savings Goal: $15,000.00Money Left to Save: $4,686.59Current Car Debt: $12,232.04Current Student Loan Debt: $46,251.38 August started with high hopes with going back to the salon part time and working Saturdays. I really missed the creative part of being a hair stylist. Typically salons pay between 40-60% … Continue reading August 2020 No Spend Recap