Recently I was chatting with my boss about how someone may be incentivized to either over or under state their budget in order to receive a financial incentive or bonus. My boss stated that there are no bonuses this year so nobody would be incentivized to over or under state their budget. I disagreed with … Continue reading Is There A Difference Between Financial Incentive And Ego?
Minimalists and millennials killed so may things over the past decade or so. I figured it was time to write a list of things that I refused to buy and likely contributed to their ultimate demise. Yet I'm fairly certain that these things are still available for purchase. Napkins. More specifically paper napkins. We need … Continue reading 8 Things I Refuse to Buy as a Minimalist
Recently I have been coming home from work, getting the little tasks done around the house, and feeling this overwhelming sense of calm around me. All of those little tasks haven’t felt like a mountain to climb over. I don’t feel that I’m spread too thin. I’m sleeping amazingly well. My body is feeling great. … Continue reading Why Do I Feel So Calm?
Working in finance, while totally nerdy, is actually quite comical when you have it together. By saying having it together, I’m not saying that you are 100% debt free and retired at the ripe old age of 25, I’m saying that you are working towards building wealth for retirement, you’re paying off debt, you contribute … Continue reading Lots of Shoes and No Retirement
If only I didn't have debt, I could work part time. PART TIME! I could get a whole 20 hours back plus travel plus time getting ready for work if I didn't have debt. How did I come to this conclusion? Well I took my budget, added categories so that I could group my expenses … Continue reading If Only I Didn’t Have Debt…
What makes someone rich, Boomer? It’s a question that has been on my mind. Here in the United States a stimulus package was just passed. The government says you are rich if you make $80,000 as a single person or $160,000 as a married couple. If your income is above that amount, you receive $0 … Continue reading Boomer, What Makes Someone Rich?
Suddenly Frugal: How to Live Happier & Healthier for Less 5 star book Who this book is perfect for: New homeowner, recent college graduate, or someone starting off their debt busting journey. If you have been on your debt busting journey for a couple years, this book might not offer any new suggestions for you. … Continue reading Book Review: Suddenly Frugal by Leah Ingram
A couple months ago, I woke up early to get to the grocery store when it opened. I love to walk around my local Wegman’s and smell the bread baking with only a couple of other customers when I do go shopping in person. It’s my most favorite time of the day to grocery shop. … Continue reading Meal Planning: Review of The Vertical Diet
The Psychology of Money: Timeless Lessons on Wealth, Greed, and Happiness 5 star review! The author did a fabulous job explaining the psychology behind how people arrive at making their own money decisions. I enjoyed reading a recently released book that focused on facts but did not over do the facts and references. Wonderful balance. … Continue reading Book Review: The Psychology of Money by Morgan Housel
Earlier this year I announced my HUGE #Save21 goal. This goal was decided during a run where my endorphins were pretty high. It’s so big that it made me nervous to announce. Back in December, I decided to save $21,000 in a non-retirement account. Each week I have been slowly investing money into my new … Continue reading No Spend and #Save21 Update