Why Politics and Personal Finance/Declutter Comments Don’t Work Together

Recently I have been noticing a lot more personal finance/declutter bloggers/podcasters commenting on politics. Some agree with my political point of view and some disagree with my political point of view. For those that are going political on their blogs/podcasts, you do you. I’m not going to be part of it. You may notice that … Continue reading Why Politics and Personal Finance/Declutter Comments Don’t Work Together

Moving my Emergency Fund

After listening and then pondering Episode 66 of the ChooseFI podcast, Big Ern got me thinking about my cash emergency fund. Big Ern outlined how to pay for an emergency in the event your emergency fund is not sitting under your mattress (essentially). Ok. Ok. He didn’t mentioned storing your cash under your mattress but … Continue reading Moving my Emergency Fund

Why You All Need Budgets

In my new role that I started in October, I am the official manager of financial planning and analysis. Basically I’m in charge of budgeting, forecasting, and solving problems with data. The hardest part about my job is seeing the frivolous spending while I see the bottom line get worse with each additional expense. Let’s … Continue reading Why You All Need Budgets

How to Earn a Post Tax Raise in One Simple Step

I'm still checking my bank account every day to be sure that I really did pay my car loan off earlier this month. I'm shocked. I'm surprised. And I'm pretty sure this makes me a total badass! You know what I also got this month? A POST TAX RAISE. That's right. See I was previously … Continue reading How to Earn a Post Tax Raise in One Simple Step

Why We Shop: Have You Met Diderot?

Recently I have been wondering why I haven’t been drawn to purchasing anything new. No new decorations for the house. No new kitchen appliances or gadgets. No new clothes or shoes. Nothing except for food and replacements to broken well used things. Then I heard about the Diderot Effect. A light bulb went off. When the French … Continue reading Why We Shop: Have You Met Diderot?

November 2020 No Spend Update

It's getting hot in here! My debt pay off is on fire! Every extra dollar not spent on necessities or allocated to savings is going right towards my car! November 1st Total Cash: $2,845.52High Yield Savings Account: $3,001.53Mutual Fund: $2,694.69Current Car Debt: $5,840.46Current Student Loan Debt: $45,644.12 November has been a good month. I celebrated … Continue reading November 2020 No Spend Update