Why You All Need Budgets

In my new role that I started in October, I am the official manager of financial planning and analysis. Basically I’m in charge of budgeting, forecasting, and solving problems with data. The hardest part about my job is seeing the frivolous spending while I see the bottom line get worse with each additional expense. Let’s … Continue reading Why You All Need Budgets

How to Earn a Post Tax Raise in One Simple Step

I'm still checking my bank account every day to be sure that I really did pay my car loan off earlier this month. I'm shocked. I'm surprised. And I'm pretty sure this makes me a total badass! You know what I also got this month? A POST TAX RAISE. That's right. See I was previously … Continue reading How to Earn a Post Tax Raise in One Simple Step

Why We Shop: Have You Met Diderot?

Recently I have been wondering why I haven’t been drawn to purchasing anything new. No new decorations for the house. No new kitchen appliances or gadgets. No new clothes or shoes. Nothing except for food and replacements to broken well used things. Then I heard about the Diderot Effect. A light bulb went off. When the French … Continue reading Why We Shop: Have You Met Diderot?

November 2020 No Spend Update

It's getting hot in here! My debt pay off is on fire! Every extra dollar not spent on necessities or allocated to savings is going right towards my car! November 1st Total Cash: $2,845.52High Yield Savings Account: $3,001.53Mutual Fund: $2,694.69Current Car Debt: $5,840.46Current Student Loan Debt: $45,644.12 November has been a good month. I celebrated … Continue reading November 2020 No Spend Update