September 1st Total Cash: $9,288.12Liquid Investments: $3,000.39 (3 Month CD – Matures 9/30)Savings Goal: $15,000.00Money Left to Save: $2,711.49Current Car Debt: $12,058.32Current Student Loan Debt: $46,010.21 Last month I planned to pay an extra $750 on my student loans starting this month. Well, I paid extra on debt but I put it towards my car. … Continue reading September 2020 No Spend
Month: September 2020
High Yield Savings Account: Emergency Fund
Last week I posted a huge announcement on the Beautiful.Minimal.Millennial Instagram account. It's really huge. Like make the biggest extra payment ever in my life HUGE! Well that just happened last night. Mr. BMM and I were on a walk talking about finances and paying down debt. He made a suggestion on the order that … Continue reading High Yield Savings Account: Emergency Fund
Questioning What is Essential
What a year 2020! I mean 2020 started off on a high note and quickly became a dumpster fire of all dumpster fires. I think you can relate. We quickly determined what was essential vs. what really was great to have or do but wasn't exactly essential. For me personally, I use to have a … Continue reading Questioning What is Essential
Best Planner for 2021
I don't know about you but I'm ready for 2021. With the new year comes a new paper planner. Maybe I'm a unicorn of a millennial because I still use a paper planner but I don't care. Each year I search the stores and the internet for the PERFECT PAPER PLANNER. I'm talking it gets … Continue reading Best Planner for 2021
Freedom of Screen Time Limits
When my phone smashed to smithereens last month, I decided to switch teams and order an iPhone. One of the main reasons was the customizing that could be easily done with an iPhone rather than searching for an android app to do the same thing. App Limits: I limit myself to 15 minutes of Instagram … Continue reading Freedom of Screen Time Limits
How Many Forks Do I Have?
It's really interesting to sit back and observe humans. We all seem to be focused on being the best runner, the best employee, the best partner, the best minimalist, the best blah blah blah. We will search the internet for definitions and how to's and tips/tricks in order to be the best. We act like … Continue reading How Many Forks Do I Have?
31 Day Declutter Challenge
If you have read any of my posts, you know I love to declutter, remove the excess, and pay off debt. I also love to listen to decuttering/organizing/debt pay off podcasts and read books on the same topics. There are a lot of decluttering challenges out there. Most of them focus on the stuff. The … Continue reading 31 Day Declutter Challenge
Budget Monday
Mondays can be rough. First day of the work week. First day back from the weekend. Monday. Ugg. Emails. Meetings. To do's. OMG. But for me it's Budget Monday! I love Budget Monday! I love my budget! So what happens on Budget Monday? Every single Monday morning I open up our excel budget and review … Continue reading Budget Monday
Quit Saying You are Too Tired or Too Busy
Americans seem to think the busier the better. They wear the badge of busy like it's some type of high honor. The "I'm so tired" and "I'm so busy" are their go to responses to practically everything. Want to go for a walk? No, I'm so tired. Want to meet up for coffee? No, I'm … Continue reading Quit Saying You are Too Tired or Too Busy
Book Review: Wishbones (Sarah Booth Delaney #8) by Carolyn Haines
I still can't remember how I came to love this series but I LOVE IT! The books within the Sarah Booth Delaney Mystery series can stand alone but work so well with each other. I have been in the mood for some cozy mystery book reading and Wishbones delivered. Some readers did not care for … Continue reading Book Review: Wishbones (Sarah Booth Delaney #8) by Carolyn Haines
