I love running and I love training with a trainer. Two years ago when I started my no-spend year (now years) I made it a point that fitness is a top priority. I would forego the Spotify membership in an effort cut expenses/save money/pay off debt without hesitation. But the gym membership, running shoes, and trainer were non-negotiable items. I feel so strongly that maintaining my health is a requirement to maintaining a minimalist lifestyle and sustainable debt pay off journey that I refused to give fitness up in 2019 and I continue to refuse to give it up in 2020.
Flash forward to June 2020 where I did place my gym membership on hold because I truly was not using the membership. Paying $50 a month membership made no sense to me when accessing a trainer was the same price with or without the gym membership. Placing the membership on hold did make sense. I have honestly missed it a little bit without having the access to a couple leg machines post run to help me recover as well as a treadmill during the summer down pouring rain.
Just last week I made a huge switch. I switched trainers which required that I switch gyms. In setting up a training schedule with my new trainer, she mentioned about joining the gym for a discount if I had Blue Cross insurance. She explained that the front desk team could help me get set up for a discounted membership. This discounted membership would be 42% less than what I was paying before.
The front desk team explained what I needed to do. First, I had to reach out to my Blue Cross company and ask if I had a wellness benefit for Fit & Active or Tivity. The kind customer service rep showed me where to locate that information on the Blue Cross website. I did in fact have the Tivity benefit! For $29 per month, I have access to the gym with my new trainer as well as 6 other local gyms within 15 minutes of my house plus over 10,000 gyms nationwide. If I want to go for a swim, I can go to the local YMCA as part of this membership. If I hear about a class at another local gym, I can check it out as part of this membership. I also have access to virtual classes through my membership!
I always heard about people using their health insurance for discounts. I just thought it was a unicorn. You hear about it but never see it happen.
How to Save the $29 Enrollment Fee at Tivity:
- Enter this referral number in the coupon code at check out: 2300-1098-5868-7291
- After you are a member for 2 months, I do receive a free month.
Switching to the Tivity membership not only saved me money but switching trainers also saved me money. After my first workout with my new trainer, I don’t feel that I’m getting lower quality. I really feel that work out yesterday! Old gym trainer was $62 per week for 2 sessions. New gym trainer is $53 per week for 2 sessions. Assuming that I train 50 weeks a year and pay for a monthly gym membership for 12 months, I saved $775 per year by making this change!