No Shopping Recap from 2019

Historically I spent every penny I earned on the typical basics like food, clothing, and shelter and then I really don’t know what happened to the rest (well I do because I KonMari’d that crap out of my house during the summer of 2018). I was 35 years old with practically no savings and a mediocre retirement plan. I felt doomed. That all changed last year. Back in January 2019, I kicked off my year of no shopping after reading The Year of Less from Cait Flanders around November 2018. Once I finished the book I knew it was my personal triple dog dare to get my shit together. Following Cait’s method, I wrote my person no shopping banning rule and discussed it with my husband (the smart savvy saver). I was able to shop from my essential list and approved shopping list. I was not able to shop from my non-essential list.

  • Essential List:
    • Groceries
    • Toiletries (only when I run out)
    • Cosmetics (only when I run out)
    • Gifts for others
    • Training sessions and gym membership
    • 19 for 2019 items
  • Approved Shopping List:
    • Replacement running shoes
    • Purchase anything that must be replaced, but the original item must be discarded
    • Brooklyn Public Library annual membership
    • Amazon Prime
    • Peppermint, lavender, or orange essential oils
    • One yoga event
    • Two haircuts and all hair color must be done at home
    • Family adventures (remember my 2019 theme was family)
    • GPS watch if forest running continues (well it didn’t so I never bought the watch)
  • Non-Essential List
    • Books… go to the library
    • Magazines… read them quick while in line at the grocery store
    • Yoga classes… doing yoga at home
    • Manicures and pedicures

Each person is different on what they consider essential vs. non-essential. However, my list worked for me. I am already that person who packs their lunch every day because I made a rule for myself of never eating out at work when I started my current job. If you want to check out how my months went, I linked the articles below.

  • No Spend Updates
    • January
    • February
    • March
    • April
    • May
    • June
    • July to December – I stopped writing updates. I’m sorry. I just starting putting 100% of my monthly savings goal to my car.

Doing this no spend challenge for a whole year right after doing KonMari changed my life forever. I now do more research when I make purchases. I think about if I really do need to replace a particular item. I enjoy window shopping more. I am more particular on what I do buy. Quality adds more value to my life than quantity of things. How did I do?

Drum roll please…..

After completing my no shopping year I fully funded my Roth IRA by investing 37% of my savings goal, paid 56% of my savings goal in extra payments to my car, and saved 16%. Yes that is more than 100%! I managed to save/invest/pay off debt at 109% of my savings goals!

What went wrong this year? It wasn’t all sunshine and roses. I forgot to budget birthday, Christmas, and vacation. Still used credit cards because I forgot to budget correctly.

What is going to happen in 2020?

  1. Going to continue my no shopping ban.
  2. Paying off my car in 2020 approximately 23 months after purchasing it.
  3. Credit cards will not be used except for pre-planned expenses that are charged to the cards to keep them active. The cards will be paid off each month. Pre-booking a vacation is the only other time credit cards will be used.
  4. The same essential, approved, and non-essential list concept continues.
  • Essential List:
    • Groceries
    • Toiletries (only when I run out)
    • Cosmetics (only when I run out)
    • Gifts for others
    • Training sessions and gym membership
    • 20 for 2020 items
  • Approved Shopping List:
    • Replacement running shoes
    • Purchase anything that must be replaced, but the original item must be discarded
    • Brooklyn Public Library annual membership
    • Amazon Prime
    • Peppermint, lavender, or orange essential oils
    • One yoga event
    • Haircuts and all hair color must be done at home
    • Family adventures
    • Three books if they make the cut
    • End table for the living room
  • Non-Essential List
    • Books… go to the library
    • Magazines… read them quick while in line at the grocery store
    • Yoga classes… doing yoga at home
    • Manicures and pedicures

2020 is off to a great start. Do you want me to share monthly updates?

Have you done a no shopping month or year? I would love to hear how it worked out for you and how it changed you.

15 thoughts on “No Shopping Recap from 2019

Leave a Reply

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out /  Change )

Google photo

You are commenting using your Google account. Log Out /  Change )

Twitter picture

You are commenting using your Twitter account. Log Out /  Change )

Facebook photo

You are commenting using your Facebook account. Log Out /  Change )

Connecting to %s