My Origin Story: Growing up there were only fights about money, overspending on what I now categorize as useless things, and no education on budgeting. I woke up one day in my mid-thirties drenched in sweat in total fear of my current financial situation. I had close to $10,000 in credit card debt along with car and student loan debt. If my numbers were close to being accurate, I would be working until I was 100 years old. I decided that wasn’t the way I wanted to live my life. Quietly, I worked to pay off my credit card debt. Then I announced to my husband I was going to pay off my car and student loan debt because I wanted to retire earlier than 100 years old. The Beautiful Minimal Millennial started in 2019 as a way for me to document my journey of paying off $31,000 in car debt and $49,000 in student loan debt. I figured that if I wrote about it, I had to be honest. I have spent 2019 and 2020 only spending money on a predetermined list of essential items and pre-approved items. At the start of 2020, I paid off close to half of my car debt. Join me as I document my no-spend year, pay off debt, and find new ways to enjoy life as a minimalist.

The Beautiful Minimal Millennial is on Instagram!

I love reading, writing, puppy snuggles, running, family walks, and all things beautiful and minimal.  I am a millennial that hates paper napkins, waste, and what else did millennials kill?  I grew up without cell phones and telling time by church bells and street lights.  Avocados, yoga, and meditation are my thing.  I love experiences over stuff.  Check out my most recent blog posts.

Most Recent Blog Posts

July 2020 No Spend Recap

2020 GOAL: $4,000 for ROTH IRA + $11,000 in SAVINGS = When I Can Start Paying Extra on Debt July 1st Total Cash: $6,087.35‬ Liquid Investments: $3,000.00 (3 Month CD) Savings Goal: $15,000.00 Money Left to Save: $5,913.00 Current Car Debt: $12,707.04 Current Student Loan Debt: $46,418.57 July certainly came in like a wrecking ball … Continue reading July 2020 No Spend Recap

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