My Origin Story: Growing up there were only fights about money, overspending on what I now categorize as useless things, and no education on budgeting. I woke up one day in my mid-thirties drenched in sweat in total fear of my current financial situation. I had close to $10,000 in credit card debt along with car and student loan debt. If my numbers were close to being accurate, I would be working until I was 100 years old. I decided that wasn’t the way I wanted to live my life. Quietly, I worked to pay off my credit card debt. Then I announced to my husband I was going to pay off my car and student loan debt because I wanted to retire earlier than 100 years old. The Beautiful Minimal Millennial started in 2019 as a way for me to document my journey of paying off $31,000 in car debt and $49,000 in student loan debt. I figured that if I wrote about it, I had to be honest. I have spent 2019 and 2020 only spending money on a predetermined list of essential items and pre-approved items. At the start of 2020, I paid off close to half of my car debt. Join me as I document my no-spend year, pay off debt, and find new ways to enjoy life as a minimalist.

The Beautiful Minimal Millennial is on Instagram!

I love reading, writing, puppy snuggles, running, family walks, and all things beautiful and minimal.  I am a millennial that hates paper napkins, waste, and what else did millennials kill?  I grew up without cell phones and telling time by church bells and street lights.  Avocados, yoga, and meditation are my thing.  I love experiences over stuff.  Check out my most recent blog posts.

Most Recent Blog Posts

Best Planner for 2021

I don’t know about you but I’m ready for 2021. With the new year comes a new paper planner. Maybe I’m a unicorn of a millennial because I still use a paper planner but I don’t care. Each year I search the stores and the internet for the PERFECT PAPER PLANNER. I’m talking it gets … Continue reading Best Planner for 2021

Freedom of Screen Time Limits

When my phone smashed to smithereens last month, I decided to switch teams and order an iPhone. One of the main reasons was the customizing that could be easily done with an iPhone rather than searching for an android app to do the same thing. App Limits: I limit myself to 15 minutes of Instagram … Continue reading Freedom of Screen Time Limits

How Many Forks Do I Have?

It’s really interesting to sit back and observe humans. We all seem to be focused on being the best runner, the best employee, the best partner, the best minimalist, the best blah blah blah. We will search the internet for definitions and how to’s and tips/tricks in order to be the best. We act like … Continue reading How Many Forks Do I Have?

31 Day Declutter Challenge

If you have read any of my posts, you know I love to declutter, remove the excess, and pay off debt. I also love to listen to decuttering/organizing/debt pay off podcasts and read books on the same topics. There are a lot of decluttering challenges out there. Most of them focus on the stuff. The … Continue reading 31 Day Declutter Challenge

Budget Monday

Mondays can be rough. First day of the work week. First day back from the weekend. Monday. Ugg. Emails. Meetings. To do’s. OMG. But for me it’s Budget Monday! I love Budget Monday! I love my budget! So what happens on Budget Monday? Every single Monday morning I open up our excel budget and review … Continue reading Budget Monday

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